One of the highest priorities on your checklist of moving is how indispensable your items are to you. Everyone has those items in their homes that are extremely expensive as well as those that have more sentimental value that monetary worth. So, among the list of qualities in choosing a mover their level of liability is something you should beyond doubt check on.
If you are moving in Texas there are three options you have to select from. These selections are explained in detail in Your Rights and Responsibilities When You Move in Texas, as well as below. One thing you should always keep in mind is that valuation is NOT insurance; it is a distinct level of carrier liability. The mover of your choice is not selling nor are you buying insurance on your household goods.
Option #1 Standard Level of Liability: The standard level of liability for Dallas movers is $.60 cents per pound per article. This coverage is already included, at no additional charge to you with All My Sons of Dallas . What this means is if you have a table that weighs 100 pounds and it is lost or damaged in any way, then your mover is accountable for a maximum of only $60. Now, the moving company can not reduce this amount they can always decide to go above and beyond this based on the situation.
Option #2 Full Value Protection: This level of liability is going to be based off how much you (the shipper) think your items are worth. One way to estimate this is to multiply each room in you room in your home by $10,000 or if you have obtained a written estimate from a Dallas mover then you can multiply the weight of your shipment by $10.00. Either mode you choose the total value of the protection you chose MUST equal 100% of the replacement value of protection of all your belongings being shipped.
Once this value has been decided then you can choose a deductible to go with. Just like all insurance companies you will have a range of deductibles to choose from it just depends on what you will be comfortable with.
All My Sons of Dallas works with the local agent Bakers International. This policy must be purchased at least 24 hours in advance and covers just about any event that can happen in the moving industry.
Option #3 Your Homeowners Policy: Each and every homeowner’s policy will be different. You will need to check with your local agent to find out what level of coverage you have.
Of course thinking about your items being lost or damaged when moving is something that we would rather not think about, but it really is something that should be considered. Each and every Dallas mover should make you aware of their level of liability and ought to give you the option of obtaining additional liability coverage if you want it. You already have enough on your mind this should be one thing you take care of and forget about it unless you need to use it.
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